Download the contract here.

Simplified Issue Whole Life / Graded Death Benefit

• Issue Ages: 50-85
• Face Amounts: $3,000 through $25,000
• Limited Death Benefits in years 1 & 2
  

  Year One	Year Two	Year Three
  30% of Face Amount	70% of Face Amount	100% of Face Amount
  100% Accidental Death	100% Accidental Death	100% Accidental Death

• Accelerated Living Death Benefit
  • Up to 75% of Face Amount
  • Up to maximum of %250,000

Helping You Achieve Financial Security

Royal Neighbors brings its members a 100 year history of fiscal stability:

• Rated A- Excellent (4th highest rating out of 15 possible) by AM Best
• Surplus Ratio - 38%
• $683.2 M in assets

About Royal Neighbors of America

Our mission is to provide women and those they care about with valuable insurance products, financial education, member benefits and services, and opportunities to connect with each other and their communities. We are insurance - with a difference.

Royal Neighbors is not a typical fraternal benefit society. Or an ordinary insurance firm. Since 1895, we have held true to our mission to support women and those they care about by offering insurance coverage, member benefits, and the opportunity to connect and give back to their communities. The unique mission of giving back resonates well even today.

Our competitively priced life insurance and annuity products offer members the chance to customize plans. You can select from products designed to help you retain wealth, add to your retirement or other savings, supplement your income and plan for final expenses.

 Download the agent contract here.